Should I invest in a debt fund or bank fixed deposit?

Sometime back I decided to write about something which I have been advocating for years.

How will you like it if I can postpone your tax payment from the year 2014 to 2034? You will love it right? First of all it means your money compounds for 30 more years, and you are paying with a 2034 rupee instead of a 2014 rupee. Brilliant, right?

Hold on, no fund house suggests this simple strategy – if your IFA told you this, he is worth all the commissions and trail that he is getting. He has earned it.

How can this be done?

Then was created a lovely calculator which shows you why you should SAVE in a debt fund and not in a bank / company fixed deposit.

Here is the calculator…

http://freefincal.wordpress.com/